Top Banks, Credit Unions By State: A List of The Best Regional Options Now
More businesses — including B2B outfits — are moving away from big national banks in favor of regional banks and credit unions. Why? The best regional institutions combine stability with personal service and a better understanding of local businesses’ day-to-day realities.
Case in point: “Boordy Vineyards has enjoyed a productive relationship with M&T Bank for three and a half decades,” said Robert DeFord, president of Boordy Vineyards. “M&T has always been responsive to our needs, providing timely capital to allow us to take advantage of opportunities for growth. I cannot overstate how important this relationship has been for the success of our family business.”
What Matters Most With Banks and Credit Unions
Switching to — or adding — a regional bank or credit union to your banking relationships can be a practical way to manage risk and improve service. Most of the top-ranked institutions in Newsweek’s latest list have a few things in common:
- They keep conservative loan portfolios and maintain healthy reserves, which means they’re less likely to face the kind of turmoil that periodically hits large national banks.
- Many have commercial teams who know local industries inside and out—agriculture, manufacturing, distribution, even specialized professional services. It’s easier to get useful credit terms when your banker actually understands your market.
- These institutions routinely invest in their communities and local supply chains, not just for publicity but because their business depends on it. That’s good news if your customers or vendors also bank locally.
- The technology gap is closing — nearly all of the top regional banks now offer robust online and treasury management platforms. Integration with leading ERP and accounting systems is typically on par with national players.
Why the Rankings Matter
For CFOs and Controllers, the Newsweek rankings aren’t just another “best of” list. They’re a quick credibility check — a way to spot which banks have strong fundamentals and a positive reputation among their business clients. If you or your partners are working with one of these institutions, you can feel confident about financial stability and service.
If you’re considering a change, here’s what’s worth your time:
- Review your current banking partner’s position on the list. If they’re in the top tier, ask about specific business banking products or client service programs — many offer hidden strengths for local businesses.
- Use the ranking to vet new banks. Before moving significant business accounts, request data: loan approval rates, average turnaround times, and commercial credit terms. Good banks should be transparent about these stats.
- Audit your risk: If a major customer or supplier banks with a well-rated institution, that’s an extra layer of confidence. Conversely, if you see a partner banking with an unranked or poorly ranked bank, consider a deeper financial review.
What You Can Do Next
The rankings are a starting point — not the final answer. For CFOs, the real value is in the follow-up:
- Start conversations with bankers at top regional institutions. There may be business products or lending programs specifically for your industry or size.
- Explore technology: Ask for demo access to online cash management tools and integration guides for your existing systems.
- Discuss fee schedules and cost transparency — it’s one of the clear advantages regional banks have over larger competitors, and it affects your bottom line. Regional and local banks often offer more free business accounts and charge fewer fees than nationwide institutions, along with more flexible lending requirements.
Bottom line: If you don’t know where your business or your partners stand, now’s the time to find out. The best regional banks today aren’t just safer. They’re invested in helping business customers grow and succeed.
Here are the highest-rated banks and credit unions for each state from the list developed by Newsweek (institution, star ranking, and headquarters location listed):
| Star Rating | Institution Name | Type | HQ Location | Operating states |
|---|---|---|---|---|
| ★★★★★ | First National Bank Alaska | Bank | Anchorage, AK | AK |
| ★★★★★ | Denali State Bank | Bank | Fairbanks, AK | AK |
| ★★★★★ | Alaska Air Group Credit Union | Credit union | Seatac, WA | AK |
| ★★★★★ | United Bank | Bank | Atmore, AL | AL |
| ★★★★★ | CommerceOne Bank | Bank | Birmingham, AL | AL |
| ★★★★★ | Traditions Bank | Bank | Cullman, AL | AL |
| ★★★★★ | West Alabama Bank & Trust | Bank | Reform, AL | AL |
| ★★★★★ | First Bank of Alabama | Bank | Talladega, AL | AL |
| ★★★★★ | Keesler Federal Credit Union | Credit union | Biloxi, MS | AL |
| ★★★★★ | North Alabama Educators Credit Union | Credit union | Huntsville, AL | AL |
| ★★★★★ | Redstone Credit Union | Credit union | Huntsville, AL | AL |
| ★★★★★ | New Horizons Credit Union | Credit union | Mobile, AL | AL |
| ★★★★★ | Alabama State Employees Credit Union | Credit union | Montgomery, AL | AL |
| ★★★★★ | Neighborhood Trust Credit Union | Credit union | New York, NY | AL |
| ★★★★★ | Pen Air Credit Union | Credit union | Pensacola, FL | AL |
| ★★★★★ | Tva Community Credit Union Credit Union | Credit union | Sheffield, AL | AL |
| ★★★★★ | The Citizens Bank | Bank | Batesville, AR | AR |
| ★★★★★ | Partners Bank | Bank | Helena, AR | AR |
| ★★★★★ | Southern Bank | Bank | Poplar Bluff, MO | AR |
| ★★★★★ | The Farmers & Merchants Bank | Bank | Stuttgart, AR | AR |
| ★★★★★ | Fidelity Bank | Bank | West Memphis, AR | AR |
| ★★★★★ | Arkansas Credit Union | Credit union | Little Rock, AR | AR |
| ★★★★½ | FedEx Employees Credit Association Credit Union | Credit union | Collierville, TN | AR |
| ★★★★½ | Bankers Trust Company | Bank | Des Moines, IA | AZ |
| ★★★★½ | Bell Bank | Bank | Fargo, ND | AZ |
| ★★★★½ | First National Bank Texas | Bank | Killeen, TX | AZ |
| ★★★★½ | TrustBank | Bank | Olney, IL | AZ |
| ★★★★½ | 1st Bank Yuma | Bank | Yuma, AZ | AZ |
| ★★★★★ | Arizona Financial Credit Union | Credit union | Phoenix, AZ | AZ |
| ★★★★★ | Desert Financial Credit Union | Credit union | Phoenix, AZ | AZ |
| ★★★★★ | Vantage West Credit Union | Credit union | Tucson, AZ | AZ |
| ★★★★★ | SoFi Bank | Bank | Cottonwood Heights, UT | CA |
| ★★★★★ | El Dorado Savings Bank | Bank | Placerville, CA | CA |
| ★★★★★ | Bank of San Francisco | Bank | San Francisco, CA | CA |
| ★★★★★ | Exchange Bank | Bank | Santa Rosa, CA | CA |
| ★★★★★ | Sandia Laboratory Credit Union | Credit union | Albuquerque, NM | CA |
| ★★★★★ | Wescom Central Credit Union | Credit union | Anaheim, CA | CA |
| ★★★★★ | Safe Credit Union | Credit union | Antelope, CA | CA |
| ★★★★★ | Delta Schools Credit Union | Credit union | Antioch, CA | CA |
| ★★★★★ | Patelco Credit Union | Credit union | Berkeley, CA | CA |
| ★★★★★ | Mission Credit Union | Credit union | Carlsbad, CA | CA |
| ★★★★★ | Families and Schools Together Credit Union | Credit union | Hanford, CA | CA |
| ★★★★★ | Partners Credit Union | Credit union | Lake Buena Vista, FL | CA |
| ★★★★★ | Kinecta Credit Union | Credit union | Manhattan Beach, CA | CA |
| ★★★★★ | F & A Credit Union | Credit union | Monterey Park, CA | CA |
| ★★★★★ | First City Credit Union | Credit union | Pasadena, CA | CA |
| ★★★★★ | Altura Credit Union | Credit union | Riverside, CA | CA |
| ★★★★★ | Blupeak Credit Union | Credit union | San Diego, CA | CA |
| ★★★★★ | North County Credit Union | Credit union | San Diego, CA | CA |
| ★★★★★ | San Diego County Credit Union | Credit union | San Diego, CA | CA |
| ★★★★★ | SchoolsFirst Credit Union | Credit union | Santa Ana, CA | CA |
| ★★★★★ | Redwood Credit Union Credit Union | Credit union | Santa Rosa, CA | CA |
| ★★★★★ | Sea Air Federal Credit Union | Credit union | Seal Beach, CA | CA |
| ★★★★★ | Central State Credit Union | Credit union | Stockton, CA | CA |
| ★★★★★ | Schools Credit Union | Credit union | Torrance, CA | CA |
| ★★★★★ | Riverstone Bank | Bank | Eagle, NE | CO |
| ★★★★★ | Timberline Bank | Bank | Grand Junction, CO | CO |
| ★★★★★ | Colorado Federal Savings Bank | Bank | Greenwood Village, CO | CO |
| ★★★★★ | Independent Bank | Bank | McKinney, TX | CO |
| ★★★★★ | Ent Credit Union | Credit union | Colorado Springs, CO | CO |
| ★★★★★ | Westerra Credit Union | Credit union | Denver, CO | CO |
| ★★★★★ | Bellco Credit Union | Credit union | Greenwood Village, CO | CO |
| ★★★★★ | Security Service Credit Union | Credit union | San Antonio, TX | CO |
| ★★★★★ | Union Savings Bank | Bank | Danbury, CT | CT |
| ★★★★★ | Capital One | Bank | Mclean, VA | CT |
| ★★★★★ | Liberty Bank | Bank | Middletown, CT | CT |
| ★★★★★ | Newtown Savings Bank | Bank | Newtown, CT | CT |
| ★★★★★ | Thomaston Savings Bank | Bank | Thomaston, CT | CT |
| ★★★★★ | Charter Oak Credit Union | Credit union | Groton, CT | CT |
| ★★★★★ | Connex Credit Union | Credit union | North Haven, CT | CT |
| ★★★★★ | Capital One | Bank | Mclean, VA | DC |
| ★★★★★ | National Institutes of Health Credit Union | Credit union | Rockville, MD | DC |
| ★★★★★ | Discover Bank | Bank | Greenwood, DE | DE |
| ★★★★★ | Capital One | Bank | Mclean, VA | DE |
| ★★★★½ | First Citizens Community Bank | Bank | Mansfield, PA | DE |
| ★★★★½ | Barclays Bank Delaware | Bank | Wilmington, DE | DE |
| ★★★★★ | United Bank | Bank | Atmore, AL | FL |
| ★★★★★ | Bank of Central Florida | Bank | Lakeland, FL | FL |
| ★★★★★ | Ocean Bank | Bank | Miami, FL | FL |
| ★★★★★ | Safra National Bank of New York | Bank | New York, NY | FL |
| ★★★★★ | Seacoast National Bank | Bank | Stuart, FL | FL |
| ★★★★★ | The Bank of Tampa | Bank | Tampa, FL | FL |
| ★★★★★ | Citizens First Bank | Bank | The Villages, FL | FL |
| ★★★★★ | DFCU Financial Credit Union | Credit union | Dearborn, MI | FL |
| ★★★★★ | Campus USA Credit Union | Credit union | Gainesville, FL | FL |
| ★★★★★ | Dort Financial Credit Union | Credit union | Grand Blanc, MI | FL |
| ★★★★★ | Lake Michigan Credit Union | Credit union | Grand Rapids, MI | FL |
| ★★★★★ | Partners Credit Union | Credit union | Lake Buena Vista, FL | FL |
| ★★★★★ | Addition Financial Credit Union | Credit union | Lake Mary, FL | FL |
| ★★★★★ | Midflorida Credit Union | Credit union | Lakeland, FL | FL |
| ★★★★★ | Space Coast Credit Union | Credit union | Melbourne, FL | FL |
| ★★★★★ | Launch Credit Union Credit Union | Credit union | Merritt Island, FL | FL |
| ★★★★★ | McCoy Credit Union | Credit union | Orlando, FL | FL |
| ★★★★★ | Orlando Credit Union | Credit union | Orlando, FL | FL |
| ★★★★★ | Gold Coast Credit Union | Credit union | Palm Springs, FL | FL |
| ★★★★★ | Pen Air Credit Union | Credit union | Pensacola, FL | FL |
| ★★★★★ | Suncoast Credit Union | Credit union | Tampa, FL | FL |
| ★★★★★ | First Choice Credit Union | Credit union | West Palm Beach, FL | FL |
| ★★★★★ | Colony Bank | Bank | Fitzgerald, GA | GA |
| ★★★★★ | Peach State Bank & Trust | Bank | Gainesville, GA | GA |
| ★★★★½ | Fifth Third Bank | Bank | Cincinnati, OH | GA |
| ★★★★½ | First Carolina Bank | Bank | Rocky Mount, NC | GA |
| ★★★★½ | Renasant Bank | Bank | Tupelo, MS | GA |
| ★★★★★ | Delta Community Credit Union | Credit union | Atlanta, GA | GA |
| ★★★★★ | Tennessee Valley Credit Union | Credit union | Chattanooga, TN | GA |
| ★★★★★ | LGE Community Credit Union | Credit union | Marietta, GA | GA |
| ★★★★★ | Associated Credit Union Credit Union | Credit union | Norcross, GA | GA |
| ★★★★★ | Robins Financial Credit Union | Credit union | Warner Robins, GA | GA |
| ★★★★★ | Bank of Hawaii | Bank | Honolulu, HI | HI |
| ★★★★★ | Central Pacific Bank | Bank | Honolulu, HI | HI |
| ★★★★★ | Hawaii National Bank | Bank | Honolulu, HI | HI |
| ★★★★★ | Big Island Credit Union | Credit union | Hilo, HI | HI |
| ★★★★★ | Hawaii County Employees Credit Union | Credit union | Hilo, HI | HI |
| ★★★★★ | HFS Federal Credit Union | Credit union | Hilo, HI | HI |
| ★★★★★ | Hawaiian Financial Credit Union | Credit union | Honolulu, HI | HI |
| ★★★★★ | Honolulu | Credit union | Honolulu, HI | HI |
| ★★★★★ | Kahului Credit Union | Credit union | Kahului, HI | HI |
| ★★★★★ | Valley Isle Community Credit Union | Credit union | Kahului, HI | HI |
| ★★★★★ | Wailuku Credit Union | Credit union | Kahului, HI | HI |
| ★★★★★ | Gather Credit Union | Credit union | Lihue, HI | HI |
| ★★★★★ | Cedar Rapids Bank and Trust Company | Bank | Cedar Rapids, IA | IA |
| ★★★★★ | Clear Lake Bank and Trust Company | Bank | Clear Lake, IA | IA |
| ★★★★★ | Decorah Bank & Trust Company | Bank | Decorah, IA | IA |
| ★★★★★ | Fidelity Bank & Trust | Bank | Dubuque, IA | IA |
| ★★★★★ | Manufacturers Bank & Trust Company | Bank | Forest City, IA | IA |
| ★★★★★ | Hills Bank and Trust Company | Bank | Hills, IA | IA |
| ★★★★★ | Green Belt Bank & Trust | Bank | Iowa Falls, IA | IA |
| ★★★★★ | Home State Bank | Bank | Jefferson, IA | IA |
| ★★★★★ | American Bank | Bank | Le Mars, IA | IA |
| ★★★★★ | Farmers State Bank | Bank | Marion, IA | IA |
| ★★★★★ | First Citizens Bank | Bank | Mason City, IA | IA |
| ★★★★★ | Raccoon Valley Bank | Bank | Perry, IA | IA |
| ★★★★★ | Farmers Trust and Savings Bank | Bank | Spencer, IA | IA |
| ★★★★★ | Northwest Bank | Bank | Spencer, IA | IA |
| ★★★★★ | Central State Bank | Bank | State Center, IA | IA |
| ★★★★★ | Central Bank | Bank | Storm Lake, IA | IA |
| ★★★★★ | Washington State Bank | Bank | Washington, IA | IA |
| ★★★★★ | Citizens Community Credit Union | Credit union | Fort Dodge, IA | IA |
| ★★★★½ | Bank of Idaho | Bank | Idaho Falls, ID | ID |
| ★★★★ | Banner Bank | Bank | Walla Walla, WA | ID |
| ★★★★★ | Idaho Central Credit Union | Credit union | Chubbuck, ID | ID |
| ★★★★★ | Gesa Credit Union | Credit union | Richland, WA | ID |
| ★★★★★ | Numerica Credit Union | Credit union | Spokane Valley, WA | ID |
| ★★★★★ | Albany Bank and Trust Company National Association | Bank | Chicago, IL | IL |
| ★★★★★ | Fidelity Bank & Trust | Bank | Dubuque, IA | IL |
| ★★★★★ | Peoples Bank & Trust | Bank | Pana, IL | IL |
| ★★★★★ | Southern Bank | Bank | Poplar Bluff, MO | IL |
| ★★★★★ | St. Charles Bank & Trust Company | Bank | St. Charles, IL | IL |
| ★★★★★ | Central Credit Union of Illinois Credit Union | Credit union | Bellwood, IL | IL |
| ★★★★★ | State Farm Credit Union | Credit union | Bloomington, IL | IL |
| ★★★★★ | Access Credit Union | Credit union | Broadview, IL | IL |
| ★★★★★ | First Northern Credit Union | Credit union | Chicago, IL | IL |
| ★★★★★ | Maroon Financial Credit Union | Credit union | Chicago, IL | IL |
| ★★★★★ | Members 1st Credit Union | Credit union | Quincy, IL | IL |
| ★★★★★ | Landmark Credit Union | Credit union | Westville, IL | IL |
| ★★★★★ | STAR Financial Bank | Bank | Fort Wayne, IN | IN |
| ★★★★★ | German American Bank | Bank | Jasper, IN | IN |
| ★★★★★ | Citizens State Bank of New Castle | Bank | New Castle, IN | IN |
| ★★★★★ | Midwest America Credit Union | Credit union | Fort Wayne, IN | IN |
| ★★★★★ | Indiana Members Credit Union | Credit union | Indianapolis, IN | IN |
| ★★★★★ | AAA Credit Union | Credit union | South Bend, IN | IN |
| ★★★★★ | Farmers Bank & Trust | Bank | Great Bend, KS | KS |
| ★★★★★ | Pinnacle Bank | Bank | Lincoln, NE | KS |
| ★★★★★ | United Bank & Trust | Bank | Marysville, KS | KS |
| ★★★★★ | Peoples Bank and Trust Company | Bank | Mcpherson, KS | KS |
| ★★★★★ | Bank of Labor | Bank | Overland Park, KS | KS |
| ★★★★★ | Southern Bank | Bank | Poplar Bluff, MO | KS |
| ★★★★★ | Dream First Bank | Bank | Syracuse, KS | KS |
| ★★★★★ | The Bank of Tescott | Bank | Tescott, KS | KS |
| ★★★★★ | United Consumers Credit Union | Credit union | Independence, MO | KS |
| ★★★★★ | Meritrust Credit Union | Credit union | Wichita, KS | KS |
| ★★★★★ | American Bank & Trust Company | Bank | Bowling Green, KY | KY |
| ★★★★★ | German American Bank | Bank | Jasper, IN | KY |
| ★★★★★ | Central Bank & Trust Company | Bank | Lexington, KY | KY |
| ★★★★★ | Whitaker Bank | Bank | Lexington, KY | KY |
| ★★★★★ | FNB Bank | Bank | Mayfield, KY | KY |
| ★★★★★ | Delta Community Credit Union | Credit union | Atlanta, GA | KY |
| ★★★★★ | Commonwealth Credit Union | Credit union | Frankfort, KY | KY |
| ★★★★★ | Capital One | Bank | Mclean, VA | LA |
| ★★★★★ | Fifth District Savings Bank | Bank | New Orleans, LA | LA |
| ★★★★★ | Home Federal Bank | Bank | Shreveport, LA | LA |
| ★★★★★ | Keesler Federal Credit Union | Credit union | Biloxi, MS | LA |
| ★★★★½ | Eagle Louisiana Credit Union | Credit union | Baton Rouge, LA | LA |
| ★★★★★ | Adams Community Bank | Bank | Adams, MA | MA |
| ★★★★★ | Athol Savings Bank | Bank | Athol, MA | MA |
| ★★★★★ | Brookline Bank | Bank | Brookline, MA | MA |
| ★★★★★ | East Cambridge Savings Bank | Bank | Cambridge, MA | MA |
| ★★★★★ | The Bank of Canton | Bank | Canton, MA | MA |
| ★★★★★ | Dedham Institution for Savings | Bank | Dedham, MA | MA |
| ★★★★★ | Eagle Bank | Bank | Everett, MA | MA |
| ★★★★★ | Dean Co-operative Bank | Bank | Franklin, MA | MA |
| ★★★★★ | Liberty Bank | Bank | Middletown, CT | MA |
| ★★★★★ | Seamen’s Bank | Bank | Provincetown, MA | MA |
| ★★★★★ | Reading Co-operative Bank | Bank | Reading, MA | MA |
| ★★★★★ | Rockland Trust Company | Bank | Rockland, MA | MA |
| ★★★★★ | Middlesex Federal Savings | Bank | Somerville, MA | MA |
| ★★★★★ | Savers Co-operative Bank | Bank | Southbridge, MA | MA |
| ★★★★★ | Walpole Co-operative Bank | Bank | Walpole, MA | MA |
| ★★★★★ | Watertown Savings Bank | Bank | Watertown, MA | MA |
| ★★★★★ | NorthEast Community Bank | Bank | White Plains, NY | MA |
| ★★★★★ | Winchester Co-operative Bank | Bank | Winchester, MA | MA |
| ★★★★★ | First Priority Credit Union | Credit union | East Boston, MA | MA |
| ★★★★★ | Fall River Municipal Credit Union | Credit union | Fall River, MA | MA |
| ★★★★★ | Westport | Credit union | Westport, MA | MA |
| ★★★★★ | Webster First Credit Union | Credit union | Worcester, MA | MA |
| ★★★★★ | Capital One | Bank | Mclean, VA | MD |
| ★★★★½ | The Queenstown Bank of Maryland | Bank | Queenstown, MD | MD |
| ★★★★½ | Farmers and Merchants Bank | Bank | Upperco, MD | MD |
| ★★★★★ | National Institutes of Health Credit Union | Credit union | Rockville, MD | MD |
| ★★★★★ | Bar Harbor Bank & Trust | Bank | Bar Harbor, ME | ME |
| ★★★★★ | Bath Savings Institution | Bank | Bath, ME | ME |
| ★★★★★ | Saco & Biddeford Savings Institution | Bank | Saco, ME | ME |
| ★★★★★ | Capital Area Credit Union | Credit union | Augusta, ME | ME |
| ★★★★★ | Bangor Credit Union | Credit union | Bangor, ME | ME |
| ★★★★★ | Gardiner Credit Union | Credit union | Gardiner, ME | ME |
| ★★★★★ | Maine Savings Credit Union | Credit union | Hampden, ME | ME |
| ★★★★★ | Dirigo Credit Union | Credit union | Lewiston, ME | ME |
| ★★★★★ | Maine Family Credit Union | Credit union | Lewiston, ME | ME |
| ★★★★★ | Katahdin Credit Union | Credit union | Millinocket, ME | ME |
| ★★★★★ | Eastmill Credit Union | Credit union | Patten, ME | ME |
| ★★★★★ | Saco Valley Credit Union | Credit union | Saco, ME | ME |
| ★★★★½ | Bank of Ann Arbor | Bank | Ann Arbor, MI | MI |
| ★★★★½ | Fifth Third Bank | Bank | Cincinnati, OH | MI |
| ★★★★½ | United Bank of Michigan | Bank | Grand Rapids, MI | MI |
| ★★★★½ | County National Bank | Bank | Hillsdale, MI | MI |
| ★★★★★ | Kellogg Community Credit Union | Credit union | Battle Creek, MI | MI |
| ★★★★★ | United Bay Community Credit Union | Credit union | Bay City, MI | MI |
| ★★★★★ | DFCU Financial Credit Union | Credit union | Dearborn, MI | MI |
| ★★★★★ | Michigan State University Credit Union | Credit union | East Lansing, MI | MI |
| ★★★★★ | Financial Plus Credit Union | Credit union | Flint, MI | MI |
| ★★★★★ | Dort Financial Credit Union | Credit union | Grand Blanc, MI | MI |
| ★★★★★ | Lake Michigan Credit Union | Credit union | Grand Rapids, MI | MI |
| ★★★★★ | AAC Credit Union | Credit union | Grand Rapids, MI | MI |
| ★★★★★ | Michigan First Credit Union | Credit union | Lathrup Village, MI | MI |
| ★★★★★ | Michigan Columbus Credit Union | Credit union | Livonia, MI | MI |
| ★★★★★ | Team One Credit Union | Credit union | Saginaw, MI | MI |
| ★★★★★ | Walled Lake Schools Credit Union | Credit union | Wolverine Lake, MI | MI |
| ★★★★★ | United Bankers’ Bank | Bank | Bloomington, MN | MN |
| ★★★★★ | First Bank & Trust | Bank | Brookings, SD | MN |
| ★★★★★ | Citizens Alliance Bank | Bank | Clara City, MN | MN |
| ★★★★★ | Midwest Bank | Bank | Detroit Lakes, MN | MN |
| ★★★★★ | Scale Bank | Bank | Edina, MN | MN |
| ★★★★★ | Gate City Bank | Bank | Fargo, ND | MN |
| ★★★★★ | Manufacturers Bank & Trust Company | Bank | Forest City, IA | MN |
| ★★★★★ | Security Bank & Trust Company | Bank | Glencoe, MN | MN |
| ★★★★★ | First Citizens Bank | Bank | Mason City, IA | MN |
| ★★★★★ | Ameriprise Bank | Bank | Minneapolis, MN | MN |
| ★★★★★ | Citizens Bank Minnesota | Bank | New Ulm, MN | MN |
| ★★★★★ | HomeTown Bank | Bank | Redwood Falls, MN | MN |
| ★★★★★ | Think Mutual Bank | Bank | Rochester, MN | MN |
| ★★★★★ | First National Bank Minnesota | Bank | St. Peter, MN | MN |
| ★★★★★ | Deerwood Bank | Bank | Waite Park, MN | MN |
| ★★★★★ | Embarrass Vermillion | Credit union | Aurora, MN | MN |
| ★★★★★ | Blaze Credit Union | Credit union | Blaine, MN | MN |
| ★★★★★ | United Savings Credit Union | Credit union | Fargo, ND | MN |
| ★★★★★ | Magnifi Financial Credit Union | Credit union | Melrose, MN | MN |
| ★★★★★ | Wakota Credit Union | Credit union | South St. Paul, MN | MN |
| ★★★★★ | Affinity Plus Credit Union | Credit union | St. Paul, MN | MN |
| ★★★★★ | Catholic United Financial Credit Union | Credit union | St. Paul, MN | MN |
| ★★★★★ | Belgrade State Bank | Bank | Belgrade, MO | MO |
| ★★★★★ | Verimore Bank | Bank | Brookfield, MO | MO |
| ★★★★★ | Farmers State Bank | Bank | Cameron, MO | MO |
| ★★★★★ | Alliance Bank | Bank | Cape Girardeau, MO | MO |
| ★★★★★ | Parkside Financial Bank & Trust | Bank | Clayton, MO | MO |
| ★★★★★ | F & C Bank | Bank | Holden, MO | MO |
| ★★★★★ | Blue Ridge Bank and Trust Co. | Bank | Independence, MO | MO |
| ★★★★★ | Lead Bank | Bank | Kansas City, MO | MO |
| ★★★★★ | Pinnacle Bank | Bank | Lincoln, NE | MO |
| ★★★★★ | Citizens Bank | Bank | New Haven, MO | MO |
| ★★★★★ | Connections Bank | Bank | Platte City, MO | MO |
| ★★★★★ | Southern Bank | Bank | Poplar Bluff, MO | MO |
| ★★★★★ | First Midwest Bank of the Ozarks | Bank | Poplar Bluff, MO | MO |
| ★★★★★ | Town & Country Bank | Bank | Salem, MO | MO |
| ★★★★★ | Guaranty Bank | Bank | Springfield, MO | MO |
| ★★★★★ | Peoples Bank & Trust Co. | Bank | Troy, MO | MO |
| ★★★★★ | Bank of Franklin County | Bank | Washington, MO | MO |
| ★★★★★ | United Consumers Credit Union | Credit union | Independence, MO | MO |
| ★★★★★ | Magnolia State Bank | Bank | Bay Springs, MS | MS |
| ★★★★★ | Citizens Bank | Bank | Columbia, MS | MS |
| ★★★★★ | First Bank | Bank | McComb, MS | MS |
| ★★★★★ | American Bank | Bank | Bozeman, MT | MT |
| ★★★★★ | Citizens Alliance Bank | Bank | Clara City, MN | MT |
| ★★★★★ | First Montana Bank | Bank | Missoula, MT | MT |
| ★★★★★ | Ravalli County Credit Union | Credit union | Hamilton, MT | MT |
| ★★★★★ | Fergus Credit Union | Credit union | Lewistown, MT | MT |
| ★★★★★ | Farmers & Merchants Bank | Bank | Granite Quarry, NC | NC |
| ★★★★★ | TowneBank | Bank | Portsmouth, VA | NC |
| ★★★★★ | Founders Credit Union | Credit union | Lancaster, SC | NC |
| ★★★★★ | Coastal Credit Union | Credit union | Raleigh, NC | NC |
| ★★★★★ | Allegacy Credit Union | Credit union | Winston-Salem, NC | NC |
| ★★★★★ | Piedmont Advantage Credit Union Credit Union | Credit union | Winston-Salem, NC | NC |
| ★★★★★ | Gate City Bank | Bank | Fargo, ND | ND |
| ★★★★★ | Dakota Community Bank & Trust | Bank | Hebron, ND | ND |
| ★★★★★ | Dakota Plains Credit Union | Credit union | Edgeley, ND | ND |
| ★★★★★ | United Savings Credit Union | Credit union | Fargo, ND | ND |
| ★★★★★ | Bank of the Valley | Bank | Bellwood, NE | NE |
| ★★★★★ | Great Plains State Bank | Bank | Columbus, NE | NE |
| ★★★★★ | Riverstone Bank | Bank | Eagle, NE | NE |
| ★★★★★ | Heartland Bank | Bank | Geneva, NE | NE |
| ★★★★★ | Dayspring Bank | Bank | Gothenburg, NE | NE |
| ★★★★★ | Equitable Bank | Bank | Grand Island, NE | NE |
| ★★★★★ | Pinnacle Bank | Bank | Lincoln, NE | NE |
| ★★★★★ | Cornhusker Bank | Bank | Lincoln, NE | NE |
| ★★★★★ | Madison County Bank | Bank | Madison, NE | NE |
| ★★★★★ | Elkhorn Valley Bank & Trust | Bank | Norfolk, NE | NE |
| ★★★★★ | Sandhills State Bank | Bank | North Platte, NE | NE |
| ★★★★★ | Access Bank | Bank | Omaha, NE | NE |
| ★★★★★ | Dundee Bank | Bank | Omaha, NE | NE |
| ★★★★★ | Northwest Bank | Bank | Spencer, IA | NE |
| ★★★★★ | Horizon Bank | Bank | Waverly, NE | NE |
| ★★★★★ | Citizens State Bank | Bank | Wisner, NE | NE |
| ★★★★★ | Cornerstone Bank | Bank | York, NE | NE |
| ★★★★½ | Nebraska State Employees Credit Union | Credit union | Lincoln, NE | NE |
| ★★★★½ | Veridian Credit Union | Credit union | Waterloo, IA | NE |
| ★★★★★ | Bar Harbor Bank & Trust | Bank | Bar Harbor, ME | NH |
| ★★★★★ | Claremont Savings Bank | Bank | Claremont, NH | NH |
| ★★★★★ | Union Bank | Bank | Morrisville, VT | NH |
| ★★★★★ | New Hampshire Federal Credit Union | Credit union | Concord, NH | NH |
| ★★★★½ | Bellwether Community Credit Union | Credit union | Manchester, NH | NH |
| ★★★★★ | Spencer Savings Bank | Bank | Elmwood Park, NJ | NJ |
| ★★★★★ | Columbia Bank | Bank | Fair Lawn, NJ | NJ |
| ★★★★★ | Provident Bank | Bank | Jersey City, NJ | NJ |
| ★★★★★ | Capital One | Bank | Mclean, VA | NJ |
| ★★★★★ | Magyar Bank | Bank | New Brunswick, NJ | NJ |
| ★★★★★ | Newfield National Bank | Bank | Newfield, NJ | NJ |
| ★★★★★ | Amboy Bank | Bank | Old Bridge, NJ | NJ |
| ★★★★★ | Century Savings Bank | Bank | Vineland, NJ | NJ |
| ★★★★★ | Federal Employees Newark Credit Union | Credit union | Newark, NJ | NJ |
| ★★★★★ | Police & Fire Credit Union | Credit union | Philadelphia, PA | NJ |
| ★★★★★ | ABCO Credit Union | Credit union | Rancocas, NJ | NJ |
| ★★★★★ | Central Jersey Credit Union | Credit union | Woodbridge, NJ | NJ |
| ★★★★★ | The Citizens Bank of Clovis | Bank | Clovis, NM | NM |
| ★★★★★ | City Bank | Bank | Lubbock, TX | NM |
| ★★★★★ | Sandia Laboratory Credit Union | Credit union | Albuquerque, NM | NM |
| ★★★★★ | Railroad Employees Credit Union | Credit union | Belen, NM | NM |
| ★★★★★ | El Dorado Savings Bank | Bank | Placerville, CA | NV |
| ★★★★ | Wilmington Savings Fund Society | Bank | Wilmington, DE | NV |
| ★★★★★ | Clark County Credit Union | Credit union | Las Vegas, NV | NV |
| ★★★★★ | Pioneer Bank | Bank | Albany, NY | NY |
| ★★★★★ | The Canandaigua National Bank and Trust Company | Bank | Canandaigua, NY | NY |
| ★★★★★ | Provident Bank | Bank | Jersey City, NJ | NY |
| ★★★★★ | Capital One | Bank | Mclean, VA | NY |
| ★★★★★ | Safra National Bank of New York | Bank | New York, NY | NY |
| ★★★★★ | Metropolitan Commercial Bank | Bank | New York, NY | NY |
| ★★★★★ | Ridgewood Savings Bank | Bank | Ridgewood, NY | NY |
| ★★★★★ | NorthEast Community Bank | Bank | White Plains, NY | NY |
| ★★★★★ | Kinecta Credit Union | Credit union | Manhattan Beach, CA | NY |
| ★★★★★ | Neighborhood Trust Credit Union | Credit union | New York, NY | NY |
| ★★★★★ | New York University Credit Union | Credit union | New York, NY | NY |
| ★★★★★ | UFirst Credit Union | Credit union | Plattsburgh, NY | NY |
| ★★★★★ | Advantage Credit Union | Credit union | Rochester, NY | NY |
| ★★★★★ | ESL Credit Union | Credit union | Rochester, NY | NY |
| ★★★★★ | Empower Credit Union | Credit union | Syracuse, NY | NY |
| ★★★★★ | State CS Employees Credit Union | Credit union | Watertown, NY | NY |
| ★★★★★ | The Merchants National Bank | Bank | Hillsboro, OH | OH |
| ★★★★½ | Fifth Third Bank | Bank | Cincinnati, OH | OH |
| ★★★★½ | Republic Bank & Trust Company | Bank | Louisville, KY | OH |
| ★★★★★ | Summit Credit Union | Credit union | Akron, OH | OH |
| ★★★★★ | Telhio Credit Union | Credit union | Columbus, OH | OH |
| ★★★★★ | Kemba Financial Credit Union | Credit union | Gahanna, OH | OH |
| ★★★★★ | PSE Credit Union Credit Union | Credit union | Parma, OH | OH |
| ★★★★★ | Seven Seventeen Credit Union | Credit union | Warren, OH | OH |
| ★★★★★ | F & M Bank | Bank | Edmond, OK | OK |
| ★★★★★ | Prosperity Bank | Bank | El Campo, TX | OK |
| ★★★★★ | BancFirst | Bank | Oklahoma City, OK | OK |
| ★★★★★ | Quail Creek Bank | Bank | Oklahoma City, OK | OK |
| ★★★★★ | Tinker Credit Union | Credit union | Ada, OK | OK |
| ★★★★★ | Red River Credit Union | Credit union | Altus, OK | OK |
| ★★★★★ | Weokie Credit Union | Credit union | Oklahoma City, OK | OK |
| ★★★★★ | Oklahoma Central Credit Union | Credit union | Tulsa, OK | OK |
| ★★★★★ | OnPoint Community Credit Union | Credit union | Portland, OR | OR |
| ★★★★★ | Selco Community Credit Union | Credit union | Springfield, OR | OR |
| ★★★★★ | Penn Community Bank | Bank | Doylestown, PA | PA |
| ★★★★★ | The Ephrata National Bank | Bank | Ephrata, PA | PA |
| ★★★★★ | Provident Bank | Bank | Jersey City, NJ | PA |
| ★★★★★ | TriState Capital Bank | Bank | Pittsburgh, PA | PA |
| ★★★★★ | Penn State Credit Union | Credit union | Bellefonte, PA | PA |
| ★★★★★ | Members 1st Federal Credit Union | Credit union | Enola, PA | PA |
| ★★★★★ | Citadel Credit Union | Credit union | Exton, PA | PA |
| ★★★★★ | Trumark Financial Credit Union | Credit union | Fort Washington, PA | PA |
| ★★★★★ | Pennsylvania State Employees Credit Union | Credit union | Harrisburg, PA | PA |
| ★★★★★ | G.A.P. Credit Union | Credit union | Johnstown, PA | PA |
| ★★★★★ | New Cumberland Credit Union | Credit union | New Cumberland, PA | PA |
| ★★★★★ | Police & Fire Credit Union | Credit union | Philadelphia, PA | PA |
| ★★★★½ | Berkshire Bank | Bank | Pittsfield, MA | RI |
| ★★★★½ | Webster Bank | Bank | Stamford, CT | RI |
| ★★★★★ | The Peoples | Credit union | Middletown, RI | RI |
| ★★★★★ | Navigant Credit Union | Credit union | Smithfield, RI | RI |
| ★★★★★ | South Atlantic Bank | Bank | Myrtle Beach, SC | SC |
| ★★★★★ | The Citizens Bank | Bank | Olanta, SC | SC |
| ★★★★★ | AllSouth Credit Union | Credit union | Columbia, SC | SC |
| ★★★★★ | Palmetto Citizens Credit Union | Credit union | Columbia, SC | SC |
| ★★★★★ | S. C. State Credit Union | Credit union | Columbia, SC | SC |
| ★★★★★ | South Carolina National Guard Credit Union | Credit union | Columbia, SC | SC |
| ★★★★★ | Founders Credit Union | Credit union | Lancaster, SC | SC |
| ★★★★★ | Family Trust Credit Union | Credit union | Rock Hill, SC | SC |
| ★★★★★ | Boeing Employees Credit Union | Credit union | Tukwila, WA | SC |
| ★★★★★ | First Bank & Trust | Bank | Brookings, SD | SD |
| ★★★★★ | Reliabank Dakota | Bank | Estelline, SD | SD |
| ★★★★★ | Dakota Community Bank & Trust | Bank | Hebron, ND | SD |
| ★★★★★ | Elkhorn Valley Bank & Trust | Bank | Norfolk, NE | SD |
| ★★★★★ | Black Hills Community Bank | Bank | Rapid City, SD | SD |
| ★★★★★ | Central Bank | Bank | Storm Lake, IA | SD |
| ★★★★★ | First Dakota National Bank | Bank | Yankton, SD | SD |
| ★★★★½ | Dakotaland Credit Union | Credit union | Huron, SD | SD |
| ★★★★½ | East River Credit Union | Credit union | Madison, SD | SD |
| ★★★★½ | OAHE Credit Union | Credit union | Pierre, SD | SD |
| ★★★★½ | Aspen Credit Union | Credit union | Rapid City, SD | SD |
| ★★★★½ | Bluestone Credit Union | Credit union | Sioux Falls, SD | SD |
| ★★★★★ | Citizens Bank | Bank | Carthage, TN | TN |
| ★★★★★ | Peoples Bank | Bank | Clifton, TN | TN |
| ★★★★★ | First Citizens National Bank | Bank | Dyersburg, TN | TN |
| ★★★★★ | Citizens Bank | Bank | Elizabethton, TN | TN |
| ★★★★★ | Andrew Johnson Bank | Bank | Greeneville, TN | TN |
| ★★★★★ | Macon Bank and Trust Company | Bank | Lafayette, TN | TN |
| ★★★★★ | Citizens National Bank | Bank | Sevierville, TN | TN |
| ★★★★★ | Tennessee Valley Credit Union | Credit union | Chattanooga, TN | TN |
| ★★★★★ | ORNL Credit Union | Credit union | Clinton, TN | TN |
| ★★★★★ | Redstone Credit Union | Credit union | Huntsville, AL | TN |
| ★★★★★ | Leaders Credit Union Credit Union | Credit union | Jackson, TN | TN |
| ★★★★★ | Eastman Credit Union | Credit union | Kingsport, TN | TN |
| ★★★★★ | U. T. Credit Union | Credit union | Knoxville, TN | TN |
| ★★★★★ | Ten Credit Union | Credit union | Nashville, TN | TN |
| ★★★★★ | Tennessee Employees Credit Union | Credit union | Nashville, TN | TN |
| ★★★★★ | US Community Credit Union | Credit union | Nashville, TN | TN |
| ★★★★★ | Tennessee Members 1st Credit Union | Credit union | Oak Ridge, TN | TN |
| ★★★★★ | Ascend Credit Union | Credit union | Tullahoma, TN | TN |
| ★★★★★ | American Bank | Bank | Dallas, TX | TX |
| ★★★★★ | Prosperity Bank | Bank | El Campo, TX | TX |
| ★★★★★ | Frontier Bank of Texas | Bank | Elgin, TX | TX |
| ★★★★★ | Trinity Bank | Bank | Fort Worth, TX | TX |
| ★★★★★ | Sage Capital Bank | Bank | Gonzales, TX | TX |
| ★★★★★ | Texas Bank | Bank | Henderson, TX | TX |
| ★★★★★ | Austin Bank | Bank | Jacksonville, TX | TX |
| ★★★★★ | Texas Community Bank | Bank | Laredo, TX | TX |
| ★★★★★ | City Bank | Bank | Lubbock, TX | TX |
| ★★★★★ | Independent Bank | Bank | McKinney, TX | TX |
| ★★★★★ | Capital One | Bank | Mclean, VA | TX |
| ★★★★★ | Commercial Bank of Texas | Bank | Nacogdoches, TX | TX |
| ★★★★★ | First Federal Community Bank | Bank | Paris, TX | TX |
| ★★★★★ | Broadway National Bank | Bank | San Antonio, TX | TX |
| ★★★★★ | Frost Bank | Bank | San Antonio, TX | TX |
| ★★★★★ | Texas First Bank | Bank | Texas City, TX | TX |
| ★★★★★ | American Bank | Bank | Waco, TX | TX |
| ★★★★★ | Education Credit Union | Credit union | Amarillo, TX | TX |
| ★★★★★ | Texas Plains Credit Union | Credit union | Amarillo, TX | TX |
| ★★★★★ | Delta Community Credit Union | Credit union | Atlanta, GA | TX |
| ★★★★★ | Amplify Credit Union | Credit union | Austin, TX | TX |
| ★★★★★ | Austin Telco Credit Union | Credit union | Austin, TX | TX |
| ★★★★★ | Capitol Credit Union | Credit union | Austin, TX | TX |
| ★★★★★ | Rally Credit Union | Credit union | Corpus Christi, TX | TX |
| ★★★★★ | Shell Credit Union | Credit union | Deer Park, TX | TX |
| ★★★★★ | Datcu Credit Union | Credit union | Denton, TX | TX |
| ★★★★★ | EECU Credit Union | Credit union | Fort Worth, TX | TX |
| ★★★★★ | Wellby Financial | Credit union | Houston, TX | TX |
| ★★★★★ | Eastman Credit Union | Credit union | Kingsport, TN | TX |
| ★★★★★ | Texas Tech Credit Union | Credit union | Lubbock, TX | TX |
| ★★★★★ | Security Service Credit Union | Credit union | San Antonio, TX | TX |
| ★★★★★ | AMOCO Credit Union | Credit union | Texas City, TX | TX |
| ★★★★★ | Randolph-Brooks Credit Union | Credit union | Universal City, TX | TX |
| ★★★★★ | Educators Credit Union | Credit union | Waco, TX | TX |
| ★★★★★ | SoFi Bank | Bank | Cottonwood Heights, UT | UT |
| ★★★★★ | UBS Bank USA | Bank | Salt Lake City, UT | UT |
| ★★★★½ | American Express National Bank | Bank | Sandy, UT | UT |
| ★★★★★ | Delta Community Credit Union | Credit union | Atlanta, GA | UT |
| ★★★★★ | Wasatch Peaks Credit Union | Credit union | Ogden, UT | UT |
| ★★★★★ | Eastern Utah Community Credit Union | Credit union | Price, UT | UT |
| ★★★★★ | Security Service Credit Union | Credit union | San Antonio, TX | UT |
| ★★★★★ | Deseret First Credit Union | Credit union | West Valley City, UT | UT |
| ★★★★★ | Capital One | Bank | Mclean, VA | VA |
| ★★★★★ | TowneBank | Bank | Portsmouth, VA | VA |
| ★★★★★ | First Bank | Bank | Strasburg, VA | VA |
| ★★★★★ | Citizens and Farmers Bank | Bank | West Point, VA | VA |
| ★★★★★ | Eastman Credit Union | Credit union | Kingsport, TN | VA |
| ★★★★★ | Dupont Community Credit Union | Credit union | Waynesboro, VA | VA |
| ★★★★★ | Bar Harbor Bank & Trust | Bank | Bar Harbor, ME | VT |
| ★★★★★ | Claremont Savings Bank | Bank | Claremont, NH | VT |
| ★★★★★ | Union Bank | Bank | Morrisville, VT | VT |
| ★★★★★ | EastRise Credit Union | Credit union | Williston, VT | VT |
| ★★★★★ | Peoples Bank | Bank | Bellingham, WA | WA |
| ★★★★½ | Bank of Idaho | Bank | Idaho Falls, ID | WA |
| ★★★★½ | Kitsap Bank | Bank | Port Orchard, WA | WA |
| ★★★★½ | Yakima Federal Savings and Loan Association | Bank | Yakima, WA | WA |
| ★★★★★ | Delta Schools Credit Union | Credit union | Antioch, CA | WA |
| ★★★★★ | Whatcom Educational Credit Union | Credit union | Bellingham, WA | WA |
| ★★★★★ | Idaho Central Credit Union | Credit union | Chubbuck, ID | WA |
| ★★★★★ | America’s Credit Union | Credit union | Fort Lewis, WA | WA |
| ★★★★★ | Calcoe Credit Union | Credit union | Liberty Lake, WA | WA |
| ★★★★★ | OnPoint Community Credit Union | Credit union | Portland, OR | WA |
| ★★★★★ | Gesa Credit Union | Credit union | Richland, WA | WA |
| ★★★★★ | Alaska Air Group Credit Union | Credit union | Seatac, WA | WA |
| ★★★★★ | Numerica Credit Union | Credit union | Spokane Valley, WA | WA |
| ★★★★★ | Responders Emergency Services Credit Union | Credit union | Spokane, WA | WA |
| ★★★★★ | Safeway Credit Union | Credit union | Spokane, WA | WA |
| ★★★★★ | TAPCO Credit Union | Credit union | Tacoma, WA | WA |
| ★★★★★ | Boeing Employees Credit Union | Credit union | Tukwila, WA | WA |
| ★★★★★ | Fidelity Bank & Trust | Bank | Dubuque, IA | WI |
| ★★★★★ | Capitol Bank | Bank | Madison, WI | WI |
| ★★★★★ | Tri City National Bank | Bank | Oak Creek, WI | WI |
| ★★★★★ | Dairy State Bank | Bank | Rice Lake, WI | WI |
| ★★★★★ | Westbury Bank | Bank | Waukesha, WI | WI |
| ★★★★★ | Teachers Credit Union | Credit union | Beloit, WI | WI |
| ★★★★★ | Summit Credit Union | Credit union | Madison, WI | WI |
| ★★★★★ | Landmark Credit Union | Credit union | Waukesha, WI | WI |
| ★★★★★ | Glacier Hills Credit Union | Credit union | West Bend, WI | WI |
| ★★★★½ | Fifth Third Bank | Bank | Cincinnati, OH | WV |
| ★★★★★ | Universal Credit Union | Credit union | Huntington, WV | WV |
| ★★★★★ | First Education Credit Union | Credit union | Cheyenne, WY | WY |
| ★★★★★ | ACPE Credit Union | Credit union | Laramie, WY | WY |
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